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Table 5 Expected spillover effects of the reform in 1997 on transitions from employment to disability and unemployment benefits

From: Business cycle and spillover effects on pre-retirement behavior in Spain

Departing State: Employment Disability Unemployment
Eligibility Condition (Individuals just having 15 years contributed) Increase (+) Decrease(−)
15+ to 25 years contributed Decrease (−) Increase (+)
25+ to 35 years contributed No Effect No Effect