Table 3 Linear regression model estimations for planned retirement age, pension variables: standard retirement age SRA and pension wealth

Female

−0.323^*** (0.0434)

−0.307^*** (0.0616)

0.382^*** (0.0797)

−1.296^*** (0.118)

Married

−0.501^*** (0.0400)

−0.209^*** (0.0572)

−0.737^*** (0.0564)

−0.614^*** (0.0541)

−0.452^*** (0.0758)

−0.357^*** (0.0851)

Medium education

−0.0292 (0.0415)

0.0759 (0.0543)

−0.210^** (0.0654)

0.0443 (0.0622)

−0.0112 (0.0737)

0.410^*** (0.0990)

High education

0.235^*** (0.0575)

0.149 (0.0775)

0.264^** (0.0880)

0.331^*** (0.0787)

0.168 (0.104)

1.172^*** (0.167)

Large firm

−0.305^*** (0.0373)

−0.337^*** (0.0512)

−0.259^*** (0.0546)

−0.276^*** (0.0505)

−0.396^*** (0.0727)

−0.239^** (0.0759)

No firmsize

0.164^* (0.0757)

0.168 (0.0892)

0.186 (0.139)

0.597^*** (0.128)

−0.149 (0.106)

0.0278 (0.175)

Employee

−1.032^*** (0.0678)

−0.964^*** (0.0809)

−1.041^*** (0.125)

−0.443^*** (0.111)

−1.791^*** (0.104)

−0.121 (0.146)

Part-time job

−0.166^** (0.0535)

0.109 (0.111)

−0.292^*** (0.0638)

−0.278^*** (0.0647)

−0.116 (0.113)

−0.169 (0.186)

Working conditions

−0.0306 (0.0394)

−0.102^* (0.0517)

0.0638 (0.0610)

0.0932 (0.0561)

−0.0517 (0.0710)

−0.0581 (0.0823)

Large city

0.00440 (0.0410)

−0.00452 (0.0551)

−0.0166 (0.0615)

0.0518 (0.0600)

0.0183 (0.0774)

−0.157 (0.0848)

Medium city

−0.198^*** (0.0435)

−0.309^*** (0.0574)

−0.0697 (0.0665)

−0.371^*** (0.0650)

−0.111 (0.0798)

−0.338^*** (0.0834)

Agriculture

0.281^*** (0.0824)

0.277^** (0.0988)

0.243 (0.148)

0.300^* (0.144)

0.960^*** (0.130)

−0.626^*** (0.151)

Manufacturing

−0.0710 (0.0445)

−0.0218 (0.0530)

−0.244^** (0.0832)

0.0156 (0.0645)

−0.185^* (0.0808)

−0.0818 (0.0854)

Personal services

0.0882 (0.0456)

0.112 (0.0756)

0.0215 (0.0586)

0.340^*** (0.0610)

−0.135 (0.0839)

−0.370^*** (0.108)

Blue collar

0.109^* (0.0460)

0.265^*** (0.0607)

−0.0300 (0.0746)

−0.0113 (0.0659)

0.257^** (0.0830)

0.0142 (0.0915)

Intellect. worker

0.294^*** (0.0500)

0.548^*** (0.0675)

0.0297 (0.0761)

0.111 (0.0654)

0.387^*** (0.0938)

0.242 (0.129)

YEARSPNT

−0.0724^*** (0.00289)

−0.0922^*** (0.00451)

−0.0591^*** (0.00382)

−0.0337^*** (0.00396)

−0.132^*** (0.00477)

−0.0461^*** (0.00983)

SRA

0.447^*** (0.00948)

0.476^*** (0.0159)

0.411^*** (0.0123)

0.635^*** (0.0225)

0.350^*** (0.0154)

0.386^*** (0.0234)

Pension wealth

−0.00122^*** (0.0000551)

−0.00146^*** (0.0000733)

−0.000809^*** (0.0000859)

−0.00115^*** (0.0000754)

−0.00801^*** (0.000359)

−0.0105^*** (0.00267)

constant

−1.709^** (0.617)

−3.253^** (1.048)

−0.0180 (0.761)

−15.62^*** (1.449)

9.511^*** (1.091)

1.927 (1.617)

N

44,558

24,493

20,065

18,905

16,719

8,934

R ²

0.115

0.105

0.097

0.083

0.169

0.179